So I am new to the forums and I am looking to purchase a 2012 Fusion SE or SEL. I just found out this afternoon that I am X-plan eligible through my employer. However, since I am a recent graduate, I am also eligible for the $500 recent grad discount. As well as the $500 ford credit bonus cash, $1000 retail customer cash, and $1000 Promotional Retail Bonus Customer Cash. So in total I get $3000 in rebates without the X-plan.
However, with the X-plan I have found that I get $1000 in incentives plus the $500 from Ford credit, and It is actually cheaper to go without the X-plan. Plus without the Xplan I still have lots of room for negotiation. Is there something that I am missing on the rebates with the x-plan? As from what I have read on this site is that you are almost always better off to go with the x-plan.
Thanks for your help.